富人和穷人的心态有什么不同？（一）
正文翻译
That's it. That's the Secret. Money.
Look. I grew up poor. I went to a private college with a lot of rich people. And then I transitioned from poor to middle class as an adult. So I've had close experiences with most of the major socioeconomic classes.
There is no special mindset keeping the rich rich or the poor poor. There is nothing special, at all, about the thinking of rich people, just as there is nothing limiting about the thinking of poor people.
It's money. Money money money.
就是这样。这就是秘密。钱
我从小就很穷。我上了一所私立大学，身边有很多有钱人。然后我成年后从穷人转变为中产阶级。所以我与大多数主要的社会经济阶层都有过密切的接触。
无论是富人还是穷人，都没有什么特别的心态。富人的思维没有什么特别之处，就像穷人的思维没有任何限制一样。
两者的差别还是关于钱。钱钱钱。
Ke'Aun
The only difference between a poor person and a richperson is a big pile of money.
穷人和富人之间唯一的区别就是有没有一大笔钱。
The only difference between a poor person and a richperson is a big pile of money.
穷人和富人之间唯一的区别就是有没有一大笔钱。
That's it. That's the Secret. Money.
Look. I grew up poor. I went to a private college with a lot of rich people. And then I transitioned from poor to middle class as an adult. So I've had close experiences with most of the major socioeconomic classes.
There is no special mindset keeping the rich rich or the poor poor. There is nothing special, at all, about the thinking of rich people, just as there is nothing limiting about the thinking of poor people.
It's money. Money money money.
就是这样。这就是秘密。钱
我从小就很穷。我上了一所私立大学，身边有很多有钱人。然后我成年后从穷人转变为中产阶级。所以我与大多数主要的社会经济阶层都有过密切的接触。
无论是富人还是穷人，都没有什么特别的心态。富人的思维没有什么特别之处，就像穷人的思维没有任何限制一样。
两者的差别还是关于钱。钱钱钱。
I've known rich people who don't touch drugs. I've known rich people who never saw a drug they didn't like. More than a few got expelled for dealing or substance abuse (in the presence of police -- yeah he was an idiot).
I've known very smart rich people. I've known rich people who could barely write a sentence (and I've edited their papers).
I've known rich people who charted out all of their academic and career goals years ahead. I've known rich people who waited until the last minute to do anything at all.
I've known very frugal rich people. I've known rich people who spent money like water.
I've known ambitious rich people. I've also met some rich people who were lazy beyond belief.
And on and on.
The same goes for poor people too, by the way. No one is special here.
我认识一些不吸毒的有钱人。也认识一些有钱人，就没有他们不喜欢的毒品。不止一部分人因为交易或滥用药物而被开除（当着警察的面——是的，他是个白痴）。
我认识非常聪明的富人。也认识一些有钱人几乎不会写一句话（我编辑过他们的论文）。
我认识一些有钱人，他们在未来几年制定了所有的学业和职业目标。也认识另外一些有钱人，他们等到最后一刻才做任何事情。
我认识非常节俭的富人。也认识一些花钱如流水的有钱人。
我认识一些雄心勃勃的有钱人。我也见过一些懒惰到难以置信的有钱人。
诸如此类。
顺便说一句，穷人也一样。这里没有人是特别的。
I've known very smart rich people. I've known rich people who could barely write a sentence (and I've edited their papers).
I've known rich people who charted out all of their academic and career goals years ahead. I've known rich people who waited until the last minute to do anything at all.
I've known very frugal rich people. I've known rich people who spent money like water.
I've known ambitious rich people. I've also met some rich people who were lazy beyond belief.
And on and on.
The same goes for poor people too, by the way. No one is special here.
我认识一些不吸毒的有钱人。也认识一些有钱人，就没有他们不喜欢的毒品。不止一部分人因为交易或滥用药物而被开除（当着警察的面——是的，他是个白痴）。
我认识非常聪明的富人。也认识一些有钱人几乎不会写一句话（我编辑过他们的论文）。
我认识一些有钱人，他们在未来几年制定了所有的学业和职业目标。也认识另外一些有钱人，他们等到最后一刻才做任何事情。
我认识非常节俭的富人。也认识一些花钱如流水的有钱人。
我认识一些雄心勃勃的有钱人。我也见过一些懒惰到难以置信的有钱人。
诸如此类。
顺便说一句，穷人也一样。这里没有人是特别的。
And before anyone says “well you're dealing with rich kids, rich adults are much wiser,” no. Because I've met their parents. Had sleepovers at their houses. Dinners and nights out and long drives to the Hamptons. Lots of time for conversation and observation.
在任何人说“好吧，你打交道的是有钱人家的孩子，有钱的成年人要聪明得多”之前，不。 因为我见过他们的父母。在他们家过夜。吃晚餐和夜晚外出，长途驱车前往汉普顿。 有很多时间进行交谈和观察。
在任何人说“好吧，你打交道的是有钱人家的孩子，有钱的成年人要聪明得多”之前，不。 因为我见过他们的父母。在他们家过夜。吃晚餐和夜晚外出，长途驱车前往汉普顿。 有很多时间进行交谈和观察。
They're not any different. Just people, with the same strengths and weaknesses as anyone else. Friendly! Most of them, anyway. Kind! I can say that most of them never intentionally made me feel lesser or anything. But I can say that the same for most poor people I've met too. Soooo…
他们没有什么不同。都是人，他们也和别人一样有长处和短处。但大多数人都挺友善的，从来没有故意刁难人。但我可以说，我遇到的大多数穷人也是如此。嘘…
他们没有什么不同。都是人，他们也和别人一样有长处和短处。但大多数人都挺友善的，从来没有故意刁难人。但我可以说，我遇到的大多数穷人也是如此。嘘…
Rich person buys a latte and a movie ticket “ooh they must be thinking 20 moves ahead ooh maybe they're invested in Starbucks and AMC ooh is this a new trend oooh rich mindset strikes again.”
Poor person buys a latte and a movie ticket “look at that stupid pleb wasting their money on consumerism, this is why they're poor, they lack the proper mindset.
Rich person goes to college “wow look at that bright young person bettering themselves through higher education. We could all learn from their thirst for knowledge.”
Poor person goes to college “what a fucking moron, wasting money on all of that useless book learnin' when they know damn well that there ain't no book lamps in the mines. This is why poor people are poor -- bad habits! They should've invested in a mop and started mopping floors for a nickel a day; that's what Buffet did and look at him now…”
有钱人买了一杯拿铁咖啡和一张电影票。（别人在想）“哦，他们一定提前想了20 步，也许他们投资了星巴克和 艾姆希（译注：咖啡胶囊）哦，这是一种新趋势，哦哦，有钱人的心态又来了。”
穷人买拿铁咖啡和电影票。（别人在想）“看看那个愚蠢的平民把钱浪费在消费主义上，这就是他们贫穷的原因，他们缺乏正确的心态。
有钱人上大学。（别人在想）“哇，看看那个聪明的年轻人通过高等教育提高了自己。 我们可以从他们对知识的渴望中学到东西。”
穷人上大学。（别人在想）“真是个该死的白痴，把钱浪费在所有那些没用的书上，，因为他们深知矿场里没有书灯。 这就是为什么穷人穷的原因——坏习惯！ 他们应该买个拖把，开始每天为了一美分拖地； 巴菲特就是这么做的，现在看着人家（的成就）……”
Poor person buys a latte and a movie ticket “look at that stupid pleb wasting their money on consumerism, this is why they're poor, they lack the proper mindset.
Rich person goes to college “wow look at that bright young person bettering themselves through higher education. We could all learn from their thirst for knowledge.”
Poor person goes to college “what a fucking moron, wasting money on all of that useless book learnin' when they know damn well that there ain't no book lamps in the mines. This is why poor people are poor -- bad habits! They should've invested in a mop and started mopping floors for a nickel a day; that's what Buffet did and look at him now…”
有钱人买了一杯拿铁咖啡和一张电影票。（别人在想）“哦，他们一定提前想了20 步，也许他们投资了星巴克和 艾姆希（译注：咖啡胶囊）哦，这是一种新趋势，哦哦，有钱人的心态又来了。”
穷人买拿铁咖啡和电影票。（别人在想）“看看那个愚蠢的平民把钱浪费在消费主义上，这就是他们贫穷的原因，他们缺乏正确的心态。
有钱人上大学。（别人在想）“哇，看看那个聪明的年轻人通过高等教育提高了自己。 我们可以从他们对知识的渴望中学到东西。”
穷人上大学。（别人在想）“真是个该死的白痴，把钱浪费在所有那些没用的书上，，因为他们深知矿场里没有书灯。 这就是为什么穷人穷的原因——坏习惯！ 他们应该买个拖把，开始每天为了一美分拖地； 巴菲特就是这么做的，现在看着人家（的成就）……”
评论翻译
Matthew Bates
The biggest difference that I encountered, after exposure to both sides of the wealth spectrum, is the value people place on their own time.
That is, wealthy people are much more likely to use their money to save their time, not just because they have the money to do it, but because they have an internal value that they put on their own time that less wealthy people don’t have.
I grew up in a lower-middle class family, surrounded by other lower-middle class families. The adults in my life back then took pride in being able to do things on their own.
“That cake is $5? I could buy the ingredients and make it myself for $3. What a ripoff!”
As a kid, since that was all I’d ever been exposed to, that kind of thinking made sense to me. I remember several times helping my parents make or build or do things that they could have paid someone else to make or build or do, but they knew how to do it, had the right tools, and… most importantly… didn’t put a price tag on their free time. So they just did it themselves.
And, maybe, they enjoyed doing some of those things, too. Maybe the person who spends an hour making a cake to save $2 on it actually enjoys baking? Or maybe they didn’t realize that they’ve valued themselves at just $2 an hour?
在经历了财富的变化之后，我遇到穷人富人的最大不同是人们对自己时间的重视程度。
也就是说，有钱人更可能用自己的钱来节省时间，这不仅仅是因为他们有钱去做，而是因为他们有一种内在的价值，他们把自己的时间放在自己身上，这是不太有钱的人做不到的。
我在一个中下阶层家庭长大，周围都是中下阶层的家庭。那时，我生活中的成年人以能够独立做事为荣。
“那个蛋糕是5美元？我可以买食材，花3美元自己做。这（质量）真是骗人！”
作为一个孩子，我接触过的只有这些，这种想法对我来说是有意义的。我记得有几次帮助我的父母制作他们本可以花钱让别人做的东西，他们知道如何做，拥有正确的工具，而且…最重要的是…没有在觉得空闲时间很宝贵。所以他们自己动手了。
也许，他们也喜欢做这些事情。也许那个花一个小时做蛋糕以节省2美元的人真的很喜欢烘焙？或者他们没有意识到自己的价值每小时只值2美元？
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
The biggest difference that I encountered, after exposure to both sides of the wealth spectrum, is the value people place on their own time.
That is, wealthy people are much more likely to use their money to save their time, not just because they have the money to do it, but because they have an internal value that they put on their own time that less wealthy people don’t have.
I grew up in a lower-middle class family, surrounded by other lower-middle class families. The adults in my life back then took pride in being able to do things on their own.
“That cake is $5? I could buy the ingredients and make it myself for $3. What a ripoff!”
As a kid, since that was all I’d ever been exposed to, that kind of thinking made sense to me. I remember several times helping my parents make or build or do things that they could have paid someone else to make or build or do, but they knew how to do it, had the right tools, and… most importantly… didn’t put a price tag on their free time. So they just did it themselves.
And, maybe, they enjoyed doing some of those things, too. Maybe the person who spends an hour making a cake to save $2 on it actually enjoys baking? Or maybe they didn’t realize that they’ve valued themselves at just $2 an hour?
在经历了财富的变化之后，我遇到穷人富人的最大不同是人们对自己时间的重视程度。
也就是说，有钱人更可能用自己的钱来节省时间，这不仅仅是因为他们有钱去做，而是因为他们有一种内在的价值，他们把自己的时间放在自己身上，这是不太有钱的人做不到的。
我在一个中下阶层家庭长大，周围都是中下阶层的家庭。那时，我生活中的成年人以能够独立做事为荣。
“那个蛋糕是5美元？我可以买食材，花3美元自己做。这（质量）真是骗人！”
作为一个孩子，我接触过的只有这些，这种想法对我来说是有意义的。我记得有几次帮助我的父母制作他们本可以花钱让别人做的东西，他们知道如何做，拥有正确的工具，而且…最重要的是…没有在觉得空闲时间很宝贵。所以他们自己动手了。
也许，他们也喜欢做这些事情。也许那个花一个小时做蛋糕以节省2美元的人真的很喜欢烘焙？或者他们没有意识到自己的价值每小时只值2美元？
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
In college, I took a job working for a very wealthy suburban Chicago family, taking care of their disabled son. My eyes were opened to the world of things you could pay people to do for you, for no other reason than you valued your free time. I think the most eye-opening incident of all was when they catered their Thanksgiving dinner. At my house as a child, prepping Thanksgiving dinner was a multi-day, several hundred dollar event. It required multiple trips to different grocery stores, a day of cleaning the house and prepping the food, cooking the food all morning, spending a few hours enjoying it, then a day’s worth of clean-up the next day. It was exhausting.
But my bosses that first Thanksgiving I worked for them? It took them like 30 minutes to pick the food they wanted from a catering menu and order it. Their entire Thanksgiving break was all about spending time with friends and family, with absolutely no stress from dealing with the meal part of the holiday.
在大学里，我为芝加哥郊区一个非常富有的家庭工作，照顾他们残疾的儿子。我睁大了眼睛，知道了你可以花钱请人为你做事情。而这么做除了珍惜你的空闲时间之外，竟别无其他原因。我认为最令人大开眼界的事儿是他们是如何准备感恩节晚餐的。小时候在我家，准备感恩节晚餐是一个持续多天、花费几百美元的活动。需要去很多次不同的杂货店，用一天打扫房子和准备食物，煮一上午的食物，花几个小时享受，然后第二天花一天的时间清理。这让人筋疲力尽。
但是我的老板呢，我在他家的第一个感恩节是怎么过的呢？ 他们花了大约 30 分钟从餐饮菜单中挑选他们想要的食物并点餐。他们的整个感恩节假期都在与朋友和家人共度时光，完全没有处理假期用餐部分的压力。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
But my bosses that first Thanksgiving I worked for them? It took them like 30 minutes to pick the food they wanted from a catering menu and order it. Their entire Thanksgiving break was all about spending time with friends and family, with absolutely no stress from dealing with the meal part of the holiday.
在大学里，我为芝加哥郊区一个非常富有的家庭工作，照顾他们残疾的儿子。我睁大了眼睛，知道了你可以花钱请人为你做事情。而这么做除了珍惜你的空闲时间之外，竟别无其他原因。我认为最令人大开眼界的事儿是他们是如何准备感恩节晚餐的。小时候在我家，准备感恩节晚餐是一个持续多天、花费几百美元的活动。需要去很多次不同的杂货店，用一天打扫房子和准备食物，煮一上午的食物，花几个小时享受，然后第二天花一天的时间清理。这让人筋疲力尽。
但是我的老板呢，我在他家的第一个感恩节是怎么过的呢？ 他们花了大约 30 分钟从餐饮菜单中挑选他们想要的食物并点餐。他们的整个感恩节假期都在与朋友和家人共度时光，完全没有处理假期用餐部分的压力。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
And, all told, they probably didn’t spend that much more than my parents spent on all of the groceries and whatnot.
I live an upper-middle class lifestyle myself these days, and the value of my own time is always on my mind when making decisions.
This evening, for example, I have no dinner plans. I could stop at the grocery store on my way home, get everything I need to make, say, burritos, go home, make them, then clean up the kitchen afterwards… OR, I could just open a new window on my laptop really quickly, log on to Grub Hub, spend about three minutes ordering the usual from the local Mexican restaurant, and have it delivered to me at home. It would cost about $20 more, but would save me an hour of work. Am I worth $20 an hour to myself? I think so.
总的来说，他们可能不会比我父母花在所有杂货上的钱多多少。
这些天，我自己也过着中上阶层的生活方式，在做决定时，我一直在考虑自己的时间价值。
例如，今天晚上，我不知道晚餐吃什么。我可以在回家的路上在杂货店停下来，买我需要做的东西，比如墨西哥煎饼，回家做，然后收拾厨房……或者，我可以很快在笔记本电脑上打开一个新窗口，登录Grub Hub，花大约三分钟从当地的墨西哥餐厅点餐，然后送到我家。这要多花20美元，但可以节省我一个小时的工作。我一小时值20美元吗？我认为是这样的。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
I live an upper-middle class lifestyle myself these days, and the value of my own time is always on my mind when making decisions.
This evening, for example, I have no dinner plans. I could stop at the grocery store on my way home, get everything I need to make, say, burritos, go home, make them, then clean up the kitchen afterwards… OR, I could just open a new window on my laptop really quickly, log on to Grub Hub, spend about three minutes ordering the usual from the local Mexican restaurant, and have it delivered to me at home. It would cost about $20 more, but would save me an hour of work. Am I worth $20 an hour to myself? I think so.
总的来说，他们可能不会比我父母花在所有杂货上的钱多多少。
这些天，我自己也过着中上阶层的生活方式，在做决定时，我一直在考虑自己的时间价值。
例如，今天晚上，我不知道晚餐吃什么。我可以在回家的路上在杂货店停下来，买我需要做的东西，比如墨西哥煎饼，回家做，然后收拾厨房……或者，我可以很快在笔记本电脑上打开一个新窗口，登录Grub Hub，花大约三分钟从当地的墨西哥餐厅点餐，然后送到我家。这要多花20美元，但可以节省我一个小时的工作。我一小时值20美元吗？我认为是这样的。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
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