印度政府公布的通胀数据5%是否正确？食品、教育和医疗保健的成本在过去十年中翻了两番，我认为年均达到15%。KB爆料印度选举债券惊天大瓜
正文翻译
虽然是免费文，但是可以看到KB爆料印度竞选债券的惊天大瓜。
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虽然是免费文，但是可以看到KB爆料印度竞选债券的惊天大瓜。
敬请支持我的其他译文
@Kanthaswamy Balasubramaniam
Independent Legal Banking Consultant at Self-EmploymentSat
I typically incorporate a Middle Class Basket comprising of :-
Food
Housing (EMI or Rent) in a Tier 1 City
Healthcare Premiums
Energy (Gas and Electricity)
Clothes & Communications
Tuition / Education
Transportation (Public)
Transportation (Private)
I then weight the basket giving 0.31 to Food and 0.23 to Healthcare and 0.19 to Education and Tuition - 73% to the Big Three and 27% to Clothes and Energy and Transportation
I then set the value in 2004 to 100 to check the new weighted values in 2009, 2014,2019 and 2024
I get 214.24 in 2009, 300.33 in 2014, 391.88 in 2019 & 570.94 in 2024 June
This means a Basket that cost ₹100/- in 2004 now costs ₹571/- in 2024
However this is flawed because in 2004 - Health Insurance was unheard of or was pretty rare unless by an Organization
So let's set the value in 2014 to 100 and check the new weighted values
2019 - 187.66
2024 - 291.48
This means a Basket of Goods that cost ₹100/- in 2014 now costs ₹291.48/-
Yet this is also flawed
We didn't have cheap data in 2014 and not everyone had internet on their phones. Data was ₹651/- for 3 GB and that completely ruins the numbers
If we take 50 GB a family - the mobile bill alone back in 2014 would be ₹9–11K a month
Final Assignment:-
So let's set the value in 2018 to 100 and check the new weighted values year by year
2019 - 106.32
2020 - 121.88
2021 - 134.27
2022 - 142.22
2023 - 150.98
2024 - 186.47
This is the most realistic and accurate representation of the numbers and this shows an Annual Inflation of this Basket at 10.95% a year
However we have left out the Price of Gold
Middle Class families buy Gold
So if we include Gold with its 0.14 weightage and assign 100 in 2018 we get
2019 - 107.55
2020 - 119.95
2021- 132.77
2022 - 149.28
2023 - 160.36
2024 - 192.79
This shows an Inflation of around 11.56% a year
India's annual GDP growth is only 8%, which means that India's economy has been in recession?
我通常会设计一个中产阶级篮子，包括：
食物
一线城市的住房（EMI或租金）
医疗保险费
能源（天然气和电力）
服装及通讯
学费/教育
交通（公共交通）
交通（私人）
然后，我对这个篮子进行加权，将0.31分配给食品，0.23分配给医疗保健，0.19分配给教育和学费-73%分配给三大类别，27%分配给服装、能源和交通
然后，我将2004年的值设置为100，以检查2009年、2014年、2019年和2024年的新加权值
我在2009年得到了214.24，2014年得到了300.33，2019年得到了391.88，2024年6月得到了570.94
这意味着2004年价格为100卢比的一篮子商品到2024年将上涨至571卢比
然而，这是有缺陷的，因为在2004年，健康保险是闻所未闻的，或者说非常罕见，除非由组织
因此，我们将2014年的值设置为100，并检查新的加权值
2019年-187.66
2024年-291.48
这意味着2014年价格为100卢比的一篮子商品现在售价为291.48卢比
但这也是有缺陷的
2014年，我们没有便宜的数据，也不是每个人都有手机上网。3GB的数据要651卢比，这完全毁了数据
如果每个家庭使用50GB，那么2014年每月的移动费用就高达9-11K卢比
最终作业：
因此，我们将2018年的值设置为100，并逐年检查新的加权值
2019年-106.32
2020年-121.88
2021年-134.27
2022年-142.22
2023年-150.98
2024年-186.47
这是最现实、最准确的数字表示，表明该篮子的年通胀率为10.95%
然而，我们忽略了黄金价格
中产阶级家庭购买黄金
因此，如果我们将黄金的权重设为0.14，并在2018年分配100，则得到
2019年-107.55
2020年-119.95
2021年-132.77
2022年-149.28
2023年-160.36
2024年-192.79
这表明年通货膨胀率约为11.56%
而印度每年的GDP增长仅有8%，这意味着印度的经济一直在衰退？
Independent Legal Banking Consultant at Self-EmploymentSat
I typically incorporate a Middle Class Basket comprising of :-
Food
Housing (EMI or Rent) in a Tier 1 City
Healthcare Premiums
Energy (Gas and Electricity)
Clothes & Communications
Tuition / Education
Transportation (Public)
Transportation (Private)
I then weight the basket giving 0.31 to Food and 0.23 to Healthcare and 0.19 to Education and Tuition - 73% to the Big Three and 27% to Clothes and Energy and Transportation
I then set the value in 2004 to 100 to check the new weighted values in 2009, 2014,2019 and 2024
I get 214.24 in 2009, 300.33 in 2014, 391.88 in 2019 & 570.94 in 2024 June
This means a Basket that cost ₹100/- in 2004 now costs ₹571/- in 2024
However this is flawed because in 2004 - Health Insurance was unheard of or was pretty rare unless by an Organization
So let's set the value in 2014 to 100 and check the new weighted values
2019 - 187.66
2024 - 291.48
This means a Basket of Goods that cost ₹100/- in 2014 now costs ₹291.48/-
Yet this is also flawed
We didn't have cheap data in 2014 and not everyone had internet on their phones. Data was ₹651/- for 3 GB and that completely ruins the numbers
If we take 50 GB a family - the mobile bill alone back in 2014 would be ₹9–11K a month
Final Assignment:-
So let's set the value in 2018 to 100 and check the new weighted values year by year
2019 - 106.32
2020 - 121.88
2021 - 134.27
2022 - 142.22
2023 - 150.98
2024 - 186.47
This is the most realistic and accurate representation of the numbers and this shows an Annual Inflation of this Basket at 10.95% a year
However we have left out the Price of Gold
Middle Class families buy Gold
So if we include Gold with its 0.14 weightage and assign 100 in 2018 we get
2019 - 107.55
2020 - 119.95
2021- 132.77
2022 - 149.28
2023 - 160.36
2024 - 192.79
This shows an Inflation of around 11.56% a year
India's annual GDP growth is only 8%, which means that India's economy has been in recession?
我通常会设计一个中产阶级篮子，包括：
食物
一线城市的住房（EMI或租金）
医疗保险费
能源（天然气和电力）
服装及通讯
学费/教育
交通（公共交通）
交通（私人）
然后，我对这个篮子进行加权，将0.31分配给食品，0.23分配给医疗保健，0.19分配给教育和学费-73%分配给三大类别，27%分配给服装、能源和交通
然后，我将2004年的值设置为100，以检查2009年、2014年、2019年和2024年的新加权值
我在2009年得到了214.24，2014年得到了300.33，2019年得到了391.88，2024年6月得到了570.94
这意味着2004年价格为100卢比的一篮子商品到2024年将上涨至571卢比
然而，这是有缺陷的，因为在2004年，健康保险是闻所未闻的，或者说非常罕见，除非由组织
因此，我们将2014年的值设置为100，并检查新的加权值
2019年-187.66
2024年-291.48
这意味着2014年价格为100卢比的一篮子商品现在售价为291.48卢比
但这也是有缺陷的
2014年，我们没有便宜的数据，也不是每个人都有手机上网。3GB的数据要651卢比，这完全毁了数据
如果每个家庭使用50GB，那么2014年每月的移动费用就高达9-11K卢比
最终作业：
因此，我们将2018年的值设置为100，并逐年检查新的加权值
2019年-106.32
2020年-121.88
2021年-134.27
2022年-142.22
2023年-150.98
2024年-186.47
这是最现实、最准确的数字表示，表明该篮子的年通胀率为10.95%
然而，我们忽略了黄金价格
中产阶级家庭购买黄金
因此，如果我们将黄金的权重设为0.14，并在2018年分配100，则得到
2019年-107.55
2020年-119.95
2021年-132.77
2022年-149.28
2023年-160.36
2024年-192.79
这表明年通货膨胀率约为11.56%
而印度每年的GDP增长仅有8%，这意味着印度的经济一直在衰退？
So to an Average Middle Class family living in a Tier 1 City - the Annual Inflation between 2018–2024 has been 11.56% a year on the Middle Class Basket of Goods and Services
Bangalore with 13.83% is the highest
Hyderabad with 12.62% is next
Delhi (12.24%) comes Third
Mumbai is fourth with 10.95%
Chennai is fifth with 10.72%
Kolkata is sixth with a mere 8.91%
Now let's see the proportional rise in wages and salaries in the same period
Let's include :-
Grade C Government of India, Equivalent Grade in State Governments, Scale II in PSBs and 10 year experience in the Private Sector
Let's exclude Self Employed & Own Business for the moment which means No Architects, Doctors or Shopkeepers
Let's weight the Average Remuneration including allowances and perks at 100 in 2018
Government Jobs (Central Govt)
2019 - 114.44
2020 - 126.85
2021 - 150.71
2022 - 168.78
2023 - 208.94
2024 - 229.29
This shows a 14.83% a year rise in Wages
So Central Government Employees are VERY SATISFIED INDEED and Very Happy
Their wages have risen by an average of 15% a year, beating Inflation that has risen at 11.5% a year
因此，对于生活在一线城市的普通中产阶级家庭来说，2018年至2024年期间，中产阶级一篮子商品和服务的年通货膨胀率为11.56%
班加罗尔以13.83%的比例最高
接下来是海德拉巴，占比12.62%
德里（12.24%）位列第三
孟买排名第四，占比10.95%
金奈排名第五，占10.72%
加尔各答排名第六，支持率仅为8.91%
现在我们来看看同期工资和薪金的比例增长
让我们包括：-
印度政府C级，相当于邦政府级别，公共服务机构II级，私营部门10年经验
我们暂时排除个体经营者和自营企业，这意味着没有建筑师、医生或店主
我们将2018年包括津贴和福利在内的平均薪酬定为100
政府职位（中央政府）
2019年-114.44
2020年-126.85
2021年-150.71
2022年-168.78
2023年-208.94
2024年-229.29
这表明工资每年上涨14.83%
因此，中央政府公务员确实非常满意，非常高兴
他们的工资平均每年上涨15%，超过每年11.5%的通货膨胀率
Bangalore with 13.83% is the highest
Hyderabad with 12.62% is next
Delhi (12.24%) comes Third
Mumbai is fourth with 10.95%
Chennai is fifth with 10.72%
Kolkata is sixth with a mere 8.91%
Now let's see the proportional rise in wages and salaries in the same period
Let's include :-
Grade C Government of India, Equivalent Grade in State Governments, Scale II in PSBs and 10 year experience in the Private Sector
Let's exclude Self Employed & Own Business for the moment which means No Architects, Doctors or Shopkeepers
Let's weight the Average Remuneration including allowances and perks at 100 in 2018
Government Jobs (Central Govt)
2019 - 114.44
2020 - 126.85
2021 - 150.71
2022 - 168.78
2023 - 208.94
2024 - 229.29
This shows a 14.83% a year rise in Wages
So Central Government Employees are VERY SATISFIED INDEED and Very Happy
Their wages have risen by an average of 15% a year, beating Inflation that has risen at 11.5% a year
因此，对于生活在一线城市的普通中产阶级家庭来说，2018年至2024年期间，中产阶级一篮子商品和服务的年通货膨胀率为11.56%
班加罗尔以13.83%的比例最高
接下来是海德拉巴，占比12.62%
德里（12.24%）位列第三
孟买排名第四，占比10.95%
金奈排名第五，占10.72%
加尔各答排名第六，支持率仅为8.91%
现在我们来看看同期工资和薪金的比例增长
让我们包括：-
印度政府C级，相当于邦政府级别，公共服务机构II级，私营部门10年经验
我们暂时排除个体经营者和自营企业，这意味着没有建筑师、医生或店主
我们将2018年包括津贴和福利在内的平均薪酬定为100
政府职位（中央政府）
2019年-114.44
2020年-126.85
2021年-150.71
2022年-168.78
2023年-208.94
2024年-229.29
这表明工资每年上涨14.83%
因此，中央政府公务员确实非常满意，非常高兴
他们的工资平均每年上涨15%，超过每年11.5%的通货膨胀率
Private Sector (IT Services - Class A/B Jobs)
2019 - 110.70
2020 - 120.86
2021 - 164.31
2022 - 179.85
2023 - 180.67
2024 - 191.27
This shows 11.41% a year rise in wages
Especially a huge surge between 2020 & 2021/22
So IT Employees of Grade A/B (Those who earned a minimum of ₹ 9 LPA in 2018) are also pretty content
Their wages have risen by around 11.41% a year matching inflation
The last two years have been quite bad but still they don't feel the effects of inflation
Now let's see the others :-
Private Financial Services - 8.27% (Vs 11.60% Inflation)
Retail Sector - 6.28% (Vs 11.60% Inflation)
Tourism Sector - 5.97% (Versus 11.60% Inflation)
Healthcare Sector - 10.19% (Versus 11.60% Inflation)
Retail Sales Sector - 4.18% (Versus 11.60 % Inflation)
Manufacturing Industry (Large Scale) - 6.22% (Versus 11.60% Inflation)
Manufacturing Industry (Small Scale) - 4.82% (Versus 11.60% Inflation)
Manufacturing Industry (Cottage) - 4.11% (Versus 11.60% Inflation)
Aviation Services - 9.94% (Versus 11.60% Inflation)
Low Grade Clerical (State Government of TN) - 8.78% (Versus 11.60% Inflation)
Education Sector - 6.69% (Versus 11.60% Inflation)
This as you can see MAJORITY OF THE MIDDLE CLASS EMPLOYEES have seen Inflation rise much higher than their salary growth
In fact as you can see Tourism employees have seen their wages rise at half the pace of inflation
They are getting POORER with time
Especially in Manufacturing Industries where Salaries aren't rising nearly as fast as Inflation
私营部门（IT服务-A/B类工作）
2019年-110.70
2020年-120.86
2021年-164.31
2022年-179.85
2023年-180.67
2024年-191.27
这表明工资每年上涨11.41%
尤其是2020年至2021/22年之间的大幅增长
因此，A/B级IT员工（2018年收入至少为9LPA的人）也相当满意
他们的工资每年上涨约11.41%，与通货膨胀同步
过去两年情况相当糟糕，但他们仍然没有感受到通货膨胀的影响
现在让我们看看其他的：-
私人金融服务-8.27%（通胀率为11.60%）
零售业-6.28%（通胀率为11.60%）
旅游业-5.97%（通货膨胀率为11.60%）
医疗保健行业-10.19%（通货膨胀率为11.60%）
零售业-4.18%（通货膨胀率为11.60%）
制造业（大型）-6.22％（通货膨胀率为11.60％）
制造业（小规模）-4.82%（通货膨胀率为11.60%）
制造业（家庭手工业）-4.11%（通货膨胀率为11.60%）
航空服务——9.94%（通货膨胀率为11.60%）
低级文职人员（泰米尔德邦政府）-8.78%（通货膨胀率为11.60%）
教育部门——6.69%（通货膨胀率为11.60%）
正如你所看到的，大多数中产阶级员工的通货膨胀率远高于他们的工资增长
事实上，正如你所看到的，旅游业员工的工资增长速度只有通货膨胀速度的一半
随着时间的推移，他们变得越来越贫穷
特别是在制造业，工资上涨速度远不及通货膨胀率
2019 - 110.70
2020 - 120.86
2021 - 164.31
2022 - 179.85
2023 - 180.67
2024 - 191.27
This shows 11.41% a year rise in wages
Especially a huge surge between 2020 & 2021/22
So IT Employees of Grade A/B (Those who earned a minimum of ₹ 9 LPA in 2018) are also pretty content
Their wages have risen by around 11.41% a year matching inflation
The last two years have been quite bad but still they don't feel the effects of inflation
Now let's see the others :-
Private Financial Services - 8.27% (Vs 11.60% Inflation)
Retail Sector - 6.28% (Vs 11.60% Inflation)
Tourism Sector - 5.97% (Versus 11.60% Inflation)
Healthcare Sector - 10.19% (Versus 11.60% Inflation)
Retail Sales Sector - 4.18% (Versus 11.60 % Inflation)
Manufacturing Industry (Large Scale) - 6.22% (Versus 11.60% Inflation)
Manufacturing Industry (Small Scale) - 4.82% (Versus 11.60% Inflation)
Manufacturing Industry (Cottage) - 4.11% (Versus 11.60% Inflation)
Aviation Services - 9.94% (Versus 11.60% Inflation)
Low Grade Clerical (State Government of TN) - 8.78% (Versus 11.60% Inflation)
Education Sector - 6.69% (Versus 11.60% Inflation)
This as you can see MAJORITY OF THE MIDDLE CLASS EMPLOYEES have seen Inflation rise much higher than their salary growth
In fact as you can see Tourism employees have seen their wages rise at half the pace of inflation
They are getting POORER with time
Especially in Manufacturing Industries where Salaries aren't rising nearly as fast as Inflation
私营部门（IT服务-A/B类工作）
2019年-110.70
2020年-120.86
2021年-164.31
2022年-179.85
2023年-180.67
2024年-191.27
这表明工资每年上涨11.41%
尤其是2020年至2021/22年之间的大幅增长
因此，A/B级IT员工（2018年收入至少为9LPA的人）也相当满意
他们的工资每年上涨约11.41%，与通货膨胀同步
过去两年情况相当糟糕，但他们仍然没有感受到通货膨胀的影响
现在让我们看看其他的：-
私人金融服务-8.27%（通胀率为11.60%）
零售业-6.28%（通胀率为11.60%）
旅游业-5.97%（通货膨胀率为11.60%）
医疗保健行业-10.19%（通货膨胀率为11.60%）
零售业-4.18%（通货膨胀率为11.60%）
制造业（大型）-6.22％（通货膨胀率为11.60％）
制造业（小规模）-4.82%（通货膨胀率为11.60%）
制造业（家庭手工业）-4.11%（通货膨胀率为11.60%）
航空服务——9.94%（通货膨胀率为11.60%）
低级文职人员（泰米尔德邦政府）-8.78%（通货膨胀率为11.60%）
教育部门——6.69%（通货膨胀率为11.60%）
正如你所看到的，大多数中产阶级员工的通货膨胀率远高于他们的工资增长
事实上，正如你所看到的，旅游业员工的工资增长速度只有通货膨胀速度的一半
随着时间的推移，他们变得越来越贫穷
特别是在制造业，工资上涨速度远不及通货膨胀率
Logically this makes sense given that Savings, Disposable Income and Wealth have all gone down for the Middle Class since 2018
As for the Top 1% , let's see the comparison in the last 6 years, side by side
This is what I call INCOME AND WEALTH INEQUALITY
Anyone defending the Thelawallah Predator should see that he has grown in wealth and disposable income by almost 4 times while you have remained stagnant if lucky or actually regressed financially
So if you can see - it's mainly the Upper Middle Class or the Central Government Servants or IT Services Employees who earned more than ₹9 LPA in 2018 who are the Ambani fanboys and fangirls
Who are Modi Devotees
Who get annoyed when people talk of Inflation
Not these Boys
Its all going Sri Lanka's way or Pakistans way in the next two decades until someone wakes up and changes leadership at all levels
It's pretty bad to be frank
从逻辑上讲，这是有道理的，因为自2018年以来，中产阶级的储蓄、可支配收入和财富都在下降
至于前1%，让我们并排看看过去6年的比较
这就是我所说的收入和财富不平等
任何为富人辩护的人都应该看到，他们的财富和可支配收入增长了近4倍，而你的财富却停滞不前，甚至在经济上出现倒退
因此，如果你能看到——2018年收入超过900万印度卢比的主要是上层中产阶级、中央政府公务员或IT服务员工，他们是安巴尼的狂热粉丝
谁是莫迪的忠实粉丝？
当人们谈论通货膨胀时，谁会生气？
不是这些人
未来二十年，一切都将按照斯里兰卡或巴基斯坦的方式发展，直到有人醒悟过来并更换各级领导层
坦白说，这很糟糕
As for the Top 1% , let's see the comparison in the last 6 years, side by side
This is what I call INCOME AND WEALTH INEQUALITY
Anyone defending the Thelawallah Predator should see that he has grown in wealth and disposable income by almost 4 times while you have remained stagnant if lucky or actually regressed financially
So if you can see - it's mainly the Upper Middle Class or the Central Government Servants or IT Services Employees who earned more than ₹9 LPA in 2018 who are the Ambani fanboys and fangirls
Who are Modi Devotees
Who get annoyed when people talk of Inflation
Not these Boys
Its all going Sri Lanka's way or Pakistans way in the next two decades until someone wakes up and changes leadership at all levels
It's pretty bad to be frank
从逻辑上讲，这是有道理的，因为自2018年以来，中产阶级的储蓄、可支配收入和财富都在下降
至于前1%，让我们并排看看过去6年的比较
这就是我所说的收入和财富不平等
任何为富人辩护的人都应该看到，他们的财富和可支配收入增长了近4倍，而你的财富却停滞不前，甚至在经济上出现倒退
因此，如果你能看到——2018年收入超过900万印度卢比的主要是上层中产阶级、中央政府公务员或IT服务员工，他们是安巴尼的狂热粉丝
谁是莫迪的忠实粉丝？
当人们谈论通货膨胀时，谁会生气？
不是这些人
未来二十年，一切都将按照斯里兰卡或巴基斯坦的方式发展，直到有人醒悟过来并更换各级领导层
坦白说，这很糟糕
评论翻译
@Avinash Singh
I do not see central govt employee earning 14% yearly growth in their income, only increase is 3% and DA increase which I think will make it to 7% annual growth
我没有看到中央政府雇员的收入每年增长14%，只有3%的增长和消费补贴的增加，我认为这将使年增长率达到7%。
I do not see central govt employee earning 14% yearly growth in their income, only increase is 3% and DA increase which I think will make it to 7% annual growth
我没有看到中央政府雇员的收入每年增长14%，只有3%的增长和消费补贴的增加，我认为这将使年增长率达到7%。
@Kanthaswamy Balasubramaniam
Yes but aggregate it over 6 years and you can see the difference. Year by year break up is usually tough. There is a surge due to PAY COMMISSIONS in the middle of such a period (11th, 12th etc)
是的，但如果你把它累积到6年，你可以看到差异。逐年分解通常很难。在此期间中期（第11届、第12届等）由于薪酬委员会的原因会有一个激增。
Yes but aggregate it over 6 years and you can see the difference. Year by year break up is usually tough. There is a surge due to PAY COMMISSIONS in the middle of such a period (11th, 12th etc)
是的，但如果你把它累积到6年，你可以看到差异。逐年分解通常很难。在此期间中期（第11届、第12届等）由于薪酬委员会的原因会有一个激增。
@Vikash Ram Mahuri
From Jan 2016 to Dec 2023 there is increase of 46% DA. If also included 3% increment that will be another 24%. I don't know which government employee got that raise.
从2016年1月到2023年12月，消费补贴增加了46%。如果再加上3%的增量，那将是另外24%。我不知道哪个政府雇员得到了那样的加薪。
From Jan 2016 to Dec 2023 there is increase of 46% DA. If also included 3% increment that will be another 24%. I don't know which government employee got that raise.
从2016年1月到2023年12月，消费补贴增加了46%。如果再加上3%的增量，那将是另外24%。我不知道哪个政府雇员得到了那样的加薪。
@Shravan Peddapalli
Sir, the last pay commission, i.e., 7th pay commission for central government employees was implemented in 2016. From 2018 to 2024, the salaries have increased only by 60%, which translates to around 9% increase in salary annually. Not sure if the present government will appoint any pay commission in future.
先生，上一次的薪酬委员会，即中央政府雇员的第7次薪酬委员会是在2016年实施的。从2018年到2024年，工资只增加了60%，这相当于每年大约9%的工资增长。不确定现任政府将来是否会任命任何薪酬委员会。
Sir, the last pay commission, i.e., 7th pay commission for central government employees was implemented in 2016. From 2018 to 2024, the salaries have increased only by 60%, which translates to around 9% increase in salary annually. Not sure if the present government will appoint any pay commission in future.
先生，上一次的薪酬委员会，即中央政府雇员的第7次薪酬委员会是在2016年实施的。从2018年到2024年，工资只增加了60%，这相当于每年大约9%的工资增长。不确定现任政府将来是否会任命任何薪酬委员会。
@Hu Shi xiong
…their income gets a temporary increase whenever they see someone walk in for a request
……每当他们看到有人进来提出请求时，他们的收入就会暂时增加。
…their income gets a temporary increase whenever they see someone walk in for a request
……每当他们看到有人进来提出请求时，他们的收入就会暂时增加。
@Mohan N R
Good analysis. Thanks for your time.
分析得好。感谢你的时间。
Good analysis. Thanks for your time.
分析得好。感谢你的时间。
@Abhishek
Does MBA Chartwallah approve these numbers?
MBA Chartwallah认可这些数字吗？
译著：MBA Chartwallah是印度著名创业网红达人
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
Does MBA Chartwallah approve these numbers?
MBA Chartwallah认可这些数字吗？
译著：MBA Chartwallah是印度著名创业网红达人
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
@Kanthaswamy Balasubramaniam
Everyone has their own numbers depending on their POV. GOI will give the narrative that everything is better than ever. Opposition will claim everything is worse than ever. As true reps of the Middle Class, I give my opinion based on my crunching of nos
每个人都有自己的数字，这取决于他们的观点。印度政府会说一切都比以往任何时候都好。反对派会说一切都比以往任何时候都糟糕。作为中产阶级的真正代表，我根据我的数字分析发表意见。
Everyone has their own numbers depending on their POV. GOI will give the narrative that everything is better than ever. Opposition will claim everything is worse than ever. As true reps of the Middle Class, I give my opinion based on my crunching of nos
每个人都有自己的数字，这取决于他们的观点。印度政府会说一切都比以往任何时候都好。反对派会说一切都比以往任何时候都糟糕。作为中产阶级的真正代表，我根据我的数字分析发表意见。
@Abhishek
Your math goes right over my head, but the observation seems fair to me based on my own observation. Gov sector is always protected with its extremely high salaries and facilities, it is the private sector and low-wage employees who are in real trouble. And then people blame students who give their everything for a gov job in a country where a gov job is the only way to live a decent life.
你的数学对我来说太难了，但根据我自己的观察，这个观察似乎是公平的。政府部门总是受到极高工资和设施的保护，真正有麻烦的是私营部门和低工资员工。然后人们责怪那些为了政府工作而付出一切的学生，在这个国家，政府工作是过上体面生活的唯一途径。
Your math goes right over my head, but the observation seems fair to me based on my own observation. Gov sector is always protected with its extremely high salaries and facilities, it is the private sector and low-wage employees who are in real trouble. And then people blame students who give their everything for a gov job in a country where a gov job is the only way to live a decent life.
你的数学对我来说太难了，但根据我自己的观察，这个观察似乎是公平的。政府部门总是受到极高工资和设施的保护，真正有麻烦的是私营部门和低工资员工。然后人们责怪那些为了政府工作而付出一切的学生，在这个国家，政府工作是过上体面生活的唯一途径。
@Vikas Sharma
Who said gov sector has extremely high salaries and facilities? It's private sector which has extremely high salary even only that if one is highly skilled and knowledgeable.
谁说政府部门有极高的工资和设施？实际上是私营部门的工资极高，但前提是必须拥有高技能和知识。
Who said gov sector has extremely high salaries and facilities? It's private sector which has extremely high salary even only that if one is highly skilled and knowledgeable.
谁说政府部门有极高的工资和设施？实际上是私营部门的工资极高，但前提是必须拥有高技能和知识。
@Abhishek
I have a pretty good idea of salaries in both the gov and private sector at all levels.
我对政府和私营部门各个级别的工资都有相当了解。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
I have a pretty good idea of salaries in both the gov and private sector at all levels.
我对政府和私营部门各个级别的工资都有相当了解。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
@NJ
Cost of everything is doubled after Corona 2020.
2020年新冠疫情后，所有东西的成本都翻倍了。
Cost of everything is doubled after Corona 2020.
2020年新冠疫情后，所有东西的成本都翻倍了。
@Srinivas Varanasi
Nicely analyzed and articulated.
分析和表达得很好。
Nicely analyzed and articulated.
分析和表达得很好。
@K W Baskaran
Its all going Sri Lanka's way or Pakistan's way in the next two decades until someone wakes up and changes leadership at all levels.
在接下来的二十年里，一切都将走向斯里兰卡或巴基斯坦的方向，直到有人醒来并更换各级领导层。
Its all going Sri Lanka's way or Pakistan's way in the next two decades until someone wakes up and changes leadership at all levels.
在接下来的二十年里，一切都将走向斯里兰卡或巴基斯坦的方向，直到有人醒来并更换各级领导层。
@Vivek Murmu
Even Bangladesh (97th position) surpassed us in per capita GDP in 2020. Sri Lanka always has been ahead of us for years. Am not sure if we’d be beating them in even a decade or two.
甚至孟加拉国（第97位）在2020年人均GDP方面也超过了我们。多年来，斯里兰卡一直领先于我们。我不确定我们是否会在十年或二十年内超过他们。
Even Bangladesh (97th position) surpassed us in per capita GDP in 2020. Sri Lanka always has been ahead of us for years. Am not sure if we’d be beating them in even a decade or two.
甚至孟加拉国（第97位）在2020年人均GDP方面也超过了我们。多年来，斯里兰卡一直领先于我们。我不确定我们是否会在十年或二十年内超过他们。
@Parth Shah
however the people are rising above this. I can see the strongest BJP supporters accept that economy is down and Inflation is high, Something which if mentioned 6 months ago would led to being called Anti National. Things are changing.
然而人们正在超越这一点。我看到最坚定的印度人民党支持者承认经济下滑和通货膨胀高企，这在六个月前提到的话会被称为反国家。事情在改变。
however the people are rising above this. I can see the strongest BJP supporters accept that economy is down and Inflation is high, Something which if mentioned 6 months ago would led to being called Anti National. Things are changing.
然而人们正在超越这一点。我看到最坚定的印度人民党支持者承认经济下滑和通货膨胀高企，这在六个月前提到的话会被称为反国家。事情在改变。
@NDas
IT salary increasing by 11%. In this rate, there is no need of plan for food truck.
IT薪资增长11%。照这个速度，不需要考虑做生意了。
IT salary increasing by 11%. In this rate, there is no need of plan for food truck.
IT薪资增长11%。照这个速度，不需要考虑做生意了。
@Subramaniam Duraisamy
Waiting for MBA Chartwallah to come and justify these numbers with toilet paper.
等着MBA Chartwallah来用厕纸证明这些数字。
Waiting for MBA Chartwallah to come and justify these numbers with toilet paper.
等着MBA Chartwallah来用厕纸证明这些数字。
@Kanthaswamy Balasubramaniam
Numbers are always numbers. The resonance depends on how the middle class actually feels about rising prices and inequality. It's like the 8% a year growth. Nobody feels it the way they did maybe in 2002–2007 period. Ultimately numbers have to resonate. Otherwise they are just numbers that don't hit you.
数字始终是数字。共鸣取决于中产阶级对物价上涨和不平等的实际感受。就像所谓每年8%的增长，没有人像2002-2007年那样感觉到它。最终数字必须引起共鸣，否则它们只是没有触动感的数字。
Numbers are always numbers. The resonance depends on how the middle class actually feels about rising prices and inequality. It's like the 8% a year growth. Nobody feels it the way they did maybe in 2002–2007 period. Ultimately numbers have to resonate. Otherwise they are just numbers that don't hit you.
数字始终是数字。共鸣取决于中产阶级对物价上涨和不平等的实际感受。就像所谓每年8%的增长，没有人像2002-2007年那样感觉到它。最终数字必须引起共鸣，否则它们只是没有触动感的数字。
@Subramaniam Duraisamy
I disagree. Numbers can also be misinterpreted in a way to make you feel the opposite. For example UPA era scams are humongous for their era and nothing compared to their peers, but today they are made to feel nothing compared to “electoral bonds scam” of Modi. obxtively speaking- electoral bonds are flawed and is legalized corruption. But are they better than illegal cash spent during elections? Obviously yes. But this distinction is not understood in this era of memes and Instagram reels. Same with this inflation. obxtively speaking- Indian inflation has not been supply driven but always demand driven. And the main contributor is oil which we import. So the more we grow, the more oil we consume and the more inflation compared to previous year. But again we are living in an era of memes and reels. A normal guy on the street will not care about economic forces, but leaders and policy makers should.
我不同意。数字也可以被误解，使你感觉相反。例如，国大党时代的丑闻在当时是巨大的，与他们的同行相比微不足道，但今天它们被认为与莫迪的“选举债券丑闻”相比算不了什么。客观地说，选举债券是有缺陷的，是合法化的腐败。但它们比选举期间花费的非法现金要好吗？显然是的。但在这个充满表情包和Instagram短视频的时代，这种区别并不被理解。同样地，这次通胀。客观地说，印度的通货膨胀一直不是供应驱动的，而是需求驱动的。主要原因是我们进口的石油。因此，我们增长得越多，我们消耗的石油就越多，相比去年通货膨胀就越严重。但我们生活在一个充满表情包和短视频的时代。街上的普通人不会关心经济力量，但领导人和政策制定者应该关心。
I disagree. Numbers can also be misinterpreted in a way to make you feel the opposite. For example UPA era scams are humongous for their era and nothing compared to their peers, but today they are made to feel nothing compared to “electoral bonds scam” of Modi. obxtively speaking- electoral bonds are flawed and is legalized corruption. But are they better than illegal cash spent during elections? Obviously yes. But this distinction is not understood in this era of memes and Instagram reels. Same with this inflation. obxtively speaking- Indian inflation has not been supply driven but always demand driven. And the main contributor is oil which we import. So the more we grow, the more oil we consume and the more inflation compared to previous year. But again we are living in an era of memes and reels. A normal guy on the street will not care about economic forces, but leaders and policy makers should.
我不同意。数字也可以被误解，使你感觉相反。例如，国大党时代的丑闻在当时是巨大的，与他们的同行相比微不足道，但今天它们被认为与莫迪的“选举债券丑闻”相比算不了什么。客观地说，选举债券是有缺陷的，是合法化的腐败。但它们比选举期间花费的非法现金要好吗？显然是的。但在这个充满表情包和Instagram短视频的时代，这种区别并不被理解。同样地，这次通胀。客观地说，印度的通货膨胀一直不是供应驱动的，而是需求驱动的。主要原因是我们进口的石油。因此，我们增长得越多，我们消耗的石油就越多，相比去年通货膨胀就越严重。但我们生活在一个充满表情包和短视频的时代。街上的普通人不会关心经济力量，但领导人和政策制定者应该关心。
@Kanthaswamy Balasubramaniam
That was NEVER the problem of electoral bonds was it. It was the fact that ED Cases and IT cases were filed against 60% companies who then purchased the bonds in crores and immediately all the cases were dropped. It was the fact that most companies that paid huge sums also got lucrative contracts in the next few months. That was the problem. Not the bonds themselves.
选举债券从来不是问题。问题在于对60%的公司提起了司法和税务诉讼，这些公司随后购买了数千万的债券，所有案件立即被撤销。大多数支付巨款的公司在接下来的几个月里也获得了丰厚的合同。这才是问题所在。不是债券本身的问题。
That was NEVER the problem of electoral bonds was it. It was the fact that ED Cases and IT cases were filed against 60% companies who then purchased the bonds in crores and immediately all the cases were dropped. It was the fact that most companies that paid huge sums also got lucrative contracts in the next few months. That was the problem. Not the bonds themselves.
选举债券从来不是问题。问题在于对60%的公司提起了司法和税务诉讼，这些公司随后购买了数千万的债券，所有案件立即被撤销。大多数支付巨款的公司在接下来的几个月里也获得了丰厚的合同。这才是问题所在。不是债券本身的问题。
@Changyu
Is this true?
Buying Modi's election bonds will get you out of the penalty? And you can get government orders?
God, corruption of this scale can be considered national level, right?
真的假的？
购买莫迪的选举债券企业就可以免罚？还能拿到政府订单？
上帝，这种规模的腐败可以算作国家级的了吧
Is this true?
Buying Modi's election bonds will get you out of the penalty? And you can get government orders?
God, corruption of this scale can be considered national level, right?
真的假的？
购买莫迪的选举债券企业就可以免罚？还能拿到政府订单？
上帝，这种规模的腐败可以算作国家级的了吧
@Subramaniam Duraisamy
I am sure if you do a state wise breakup, TMC and DMK would top the charts in their respective states. Businesses always support the big daddy (aka the government) to get favors. Given BJP is the largest political party it's obvious they would have to toe the line and be in the good books. It was always like this, just that the electoral bonds documented those things to be in public view, whereas it was not known to the public before.
我确信如果你按邦划分，TMC和DMK将在各自的邦名列前茅。企业总是支持大佬（即政府）以获得青睐。鉴于印度人民党是最大的政党，他们显然会必须遵循这一路线，并且受到青睐。一直都是这样，只是选举债券将这些事情记录在公众视野中，而以前公众并不知道。
译著：TMC和DMK是两个政党
I am sure if you do a state wise breakup, TMC and DMK would top the charts in their respective states. Businesses always support the big daddy (aka the government) to get favors. Given BJP is the largest political party it's obvious they would have to toe the line and be in the good books. It was always like this, just that the electoral bonds documented those things to be in public view, whereas it was not known to the public before.
我确信如果你按邦划分，TMC和DMK将在各自的邦名列前茅。企业总是支持大佬（即政府）以获得青睐。鉴于印度人民党是最大的政党，他们显然会必须遵循这一路线，并且受到青睐。一直都是这样，只是选举债券将这些事情记录在公众视野中，而以前公众并不知道。
译著：TMC和DMK是两个政党
@Kanthaswamy Balasubramaniam
That's all OK. Why the ED and IT cases and why immediately close them on buying the bonds. That indicates coercion. That's why the controversy. Not for the Bonds themselves or for Government Patronage. Show me DMK and TMC also filed state cases against these guys which were closed on buying the bonds and I will say the same thing for them also.
这一切都没问题。为什么有司法和税务诉讼，并且为什么在购买债券时立即关闭这些案件。这表明有胁迫。这就是争议的原因。不是因为债券本身或政府的赞助。DMK和TMC也对这些公司提起了州级案件，并且在购买债券时这些案件被关闭，我也会对他们说同样的话。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
That's all OK. Why the ED and IT cases and why immediately close them on buying the bonds. That indicates coercion. That's why the controversy. Not for the Bonds themselves or for Government Patronage. Show me DMK and TMC also filed state cases against these guys which were closed on buying the bonds and I will say the same thing for them also.
这一切都没问题。为什么有司法和税务诉讼，并且为什么在购买债券时立即关闭这些案件。这表明有胁迫。这就是争议的原因。不是因为债券本身或政府的赞助。DMK和TMC也对这些公司提起了州级案件，并且在购买债券时这些案件被关闭，我也会对他们说同样的话。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
@Sameer Verma
Simply and beautifully explained WITH FACTS AND NUMBERS.
Your descxtion of campaign bonds is shocking
1. The participating political party launches tax investigations and illegal investigations on local companies (threats)
2. Companies subscribe to the participating political party's campaign bonds (bribery)
3. The company's investigation case is closed (buyout)
4. The company obtains government orders (rewards)
What a perfect corruption crime chain
用事实和数字简单而漂亮地解释了一切。
你关于竞选债券的描述让人震惊
1、参选政党向当地企业发起税务调查和违法调查（威胁）
2、企业认购参选政党的竞选债券（行贿）
3、企业的调查案件被关闭（赎买）
4、企业获得政府订单（回报）
多么完美的腐败犯罪链条
Simply and beautifully explained WITH FACTS AND NUMBERS.
Your descxtion of campaign bonds is shocking
1. The participating political party launches tax investigations and illegal investigations on local companies (threats)
2. Companies subscribe to the participating political party's campaign bonds (bribery)
3. The company's investigation case is closed (buyout)
4. The company obtains government orders (rewards)
What a perfect corruption crime chain
用事实和数字简单而漂亮地解释了一切。
你关于竞选债券的描述让人震惊
1、参选政党向当地企业发起税务调查和违法调查（威胁）
2、企业认购参选政党的竞选债券（行贿）
3、企业的调查案件被关闭（赎买）
4、企业获得政府订单（回报）
多么完美的腐败犯罪链条
@Shane Mathew
Sir what do you think of this? Mint on Instagram: "#China is now #India's biggest trading partner. #Trade between the two countries has grown by 4% from last year to $118.4 billion. China replaced U.S. after a gap of two years. Watch this video to find out why India's trade with its not-so-friendly neighbour to the East is proving difficult for India to curb. #IndiaUSRelations #IndiaChina #IndiaChinaTrade @abhishekjbsingh" 23 likes, 1 comments - live_mint on July 13, 2024: "#China is now #India's biggest trading partner. #Trade between the two countries has grown by 4% from last year to $118.4 billion. China replaced U.S. after a gap of two years. Watch this video to find out why India's trade with its not-so-friendly neighbour to the East is proving difficult for India to curb. #IndiaUSRelations #IndiaChina #IndiaChinaTrade
先生，您怎么看？ Mint在Instagram上的帖子：“中国现在是印度最大的贸易伙伴。两国之间的贸易比去年增长了4%，达到1184亿美元。在间隔两年后，中国取代了美国。我们失去了对国家的爱国心吗？我们是否应该像2020年那样再进行一次抵制运动？
Sir what do you think of this? Mint on Instagram: "#China is now #India's biggest trading partner. #Trade between the two countries has grown by 4% from last year to $118.4 billion. China replaced U.S. after a gap of two years. Watch this video to find out why India's trade with its not-so-friendly neighbour to the East is proving difficult for India to curb. #IndiaUSRelations #IndiaChina #IndiaChinaTrade @abhishekjbsingh" 23 likes, 1 comments - live_mint on July 13, 2024: "#China is now #India's biggest trading partner. #Trade between the two countries has grown by 4% from last year to $118.4 billion. China replaced U.S. after a gap of two years. Watch this video to find out why India's trade with its not-so-friendly neighbour to the East is proving difficult for India to curb. #IndiaUSRelations #IndiaChina #IndiaChinaTrade
先生，您怎么看？ Mint在Instagram上的帖子：“中国现在是印度最大的贸易伙伴。两国之间的贸易比去年增长了4%，达到1184亿美元。在间隔两年后，中国取代了美国。我们失去了对国家的爱国心吗？我们是否应该像2020年那样再进行一次抵制运动？
@Siva
Yes it is true average government school teachers in Tamil Nadu earn more than engineers (except IT). They get around 1.5L per month even in tier 2 cities.
是的，的确如此，泰米尔纳德邦的政府学校教师平均收入比工程师（除IT外）高。他们即使在二线城市也能每月赚约15万卢比。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
Yes it is true average government school teachers in Tamil Nadu earn more than engineers (except IT). They get around 1.5L per month even in tier 2 cities.
是的，的确如此，泰米尔纳德邦的政府学校教师平均收入比工程师（除IT外）高。他们即使在二线城市也能每月赚约15万卢比。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
@Manoj S
I hope INC performs a coup breaking NDA government and formally announces the end of elections for the next 10 years in national interest.
我希望国大党发动政变推翻人民党政府，并正式宣布为了国家利益在未来10年结束选举。
I hope INC performs a coup breaking NDA government and formally announces the end of elections for the next 10 years in national interest.
我希望国大党发动政变推翻人民党政府，并正式宣布为了国家利益在未来10年结束选举。
@Sumit Das
Only disintegration & collapse is the way it will be for India in coming few decades…
在未来几十年，印度只会走向分裂和崩溃……
Only disintegration & collapse is the way it will be for India in coming few decades…
在未来几十年，印度只会走向分裂和崩溃……
@John Smith
IT employees are living in delusion, soon reality will hit them. High interest rates in US, outsourcing to cheaper locations, increasing automation is leading to rampant layoffs. while Ambani gained 1 billion USD in paper wealth in one day.
IT员工生活在幻想中，很快现实就会击中他们。美国的高利率、外包到更便宜的地方、自动化的增加导致了猖獗的裁员。与此同时，安巴尼一天之内增加了10亿美元的纸面财富。
IT employees are living in delusion, soon reality will hit them. High interest rates in US, outsourcing to cheaper locations, increasing automation is leading to rampant layoffs. while Ambani gained 1 billion USD in paper wealth in one day.
IT员工生活在幻想中，很快现实就会击中他们。美国的高利率、外包到更便宜的地方、自动化的增加导致了猖獗的裁员。与此同时，安巴尼一天之内增加了10亿美元的纸面财富。
@Kanthaswamy Balasubramaniam
We will take it back one day. Trust me.
我们终有一天会夺回它。相信我。
We will take it back one day. Trust me.
我们终有一天会夺回它。相信我。
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