有哪些现实可行的方法可以让人在5年内变得富有?我现在25岁,希望在30岁时赚到20万美元左右,我有哪些选择?(一)
2021-12-20 君子冲盈 16004
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Flavian Mwasi, Entrepreneur | Money and Wealth Creator
First things first.
No one was born with a silver spoon in his/her mouth. Everybody came with nothing into the world.
It's just that some people like to believe that if you were born in a rich family, you have a greater advantage, but the truth is that you don’t—especially in the digital age.
The rest of us who were born into poor or middle class families only have to work a little harder and a little smarter to catch up with our rich counterparts who were born into rich families.
However, all of us must be trained in extensive ways to create, manage, maintain, and grow wealth. Otherwise, our wealth will not last even one generation.

弗拉维安 · 姆瓦西,企业家 | 金钱与财富创造者
# 首先要清楚的第一件事
没有人是含着金汤匙出生的,每个人出生时都一无所有。
只是有些人喜欢相信,如果你出生在一个富裕的家庭,你就有更大的优势,但事实是,你没有——尤其是在数字时代。
我们这些出生在贫穷或中产阶级家庭的人,只需要稍微努力一点,稍微聪明一点,就能赶上出生在富裕家庭的富人。
然而,我们所有人都必须接受广泛的教育,以创造、管理、维护和增长财富,否则,我们的财富将无法持续哪怕一代人。

Mindset
Getting rich has little to do with the specific methods to implement and become rich, and more to do with a change of MINDSET.
In fact, getting rich comprises of 85% mindset, and 15% skills, methods and systems to create, manage, and maintain wealth.
There are practically thousands of methods you can implement online and offline to get rich, but if your mindset is wrong, it’s like water down the drain.

# 心态
致富与实现致富的具体方法关系不大,更多的是与思维方式的改变有关。
事实上,致富是85% 的心态+15%创造、管理和维持财富的技能、方法和系统。
实际上有成千上万的方法可以通过线上和线下变富,但是如果你的思维模式是错误的,那么这些方法就像流水一般。

What is mindset?
Mindset is a set of beliefs, cultural norms, and philosophies that influence our thinking and general attitude towards life. For example, some cultures or religions believe that it's not right to get rich.
With this kind of mindset, getting rich is impossible.
Some cultures believe that getting rich is a matter of destiny or luck. This mindset cannot get you rich, especially if you were born in poverty.
Basically, getting rich requires a major change of MIND, about the way we think about money, success, prosperity, wealth, and life in general.
Getting rich has more to do with the programming of your sub-conscious brain, and less to do with your education.
The conscious mind consists of all the sensory information, thoughts, memories, feelings, and wishes of which we are aware of at any given time.
The subconscious (or unconscious) mind is a reservoir of all the memories, beliefs, perceptions, observations and sensory information gathered from all of our present or past experiences of which we’re currently not aware of but can be recalled back to our conscious thought.
The subconscious mind controls our thoughts, actions, behaviors and habits, and may define the quality of life we are destined to live. Interestingly, the subconscious mind controls 90% of our consciousness compared to only 10% of our conscious mind.
The good news is that the subconscious mind can be trained to think along the kind of mindset you want. A mindset change involves reprogramming of your brain’s subconscious mind.

# 什么是心态?
心态是一系列信仰、文化规范和哲学的集合,它们影响着我们的思维和对生活的总体态度,例如,一些文化或宗教认为致富是不对的,有了这种心态,致富是不可能的。
有些文化认为,致富是命运或运气的问题,这种心态不会让你变得富有,尤其是如果你出生贫苦。
基本上,变得富有需要思想的重大改变,改变我们对金钱、成功、繁荣、财富和生活的看法。
致富更多的是与你潜意识的大脑活动有关,而与你的教育关系不大。
有意识的心智由我们在任何特定时间都能意识到的所有感官信息、思想、记忆、感觉和愿望组成。
潜意识 (或无意识) 是一个储存库,储存着从我们现在或过去的经历中收集的所有记忆、信念、感知、观察和感官信息,这些信息我们一般情况下感知不到,但可以反映到我们的意识思维中。
潜意识控制着我们的思想、行为、行为和习惯,并且可能决定着我们注定要过的生活质量,有趣的是,潜意识控制着我们90% 的感知,而我们的意识只有10% 。
好消息是,潜意识可以被训练成按照你想要的心态去思考,思维模式的改变涉及到大脑潜意识的重新编程。


Self-Belief
Do you believe in yourself?
Do you believe it’s possible?
Do you believe you can do it?
Do you have the faith to do it?
These are some of the questions to ask yourself if you are to achieve the goal of getting rich in 5 years and hit 200k USD by the age of 30.

# 自信
你相信自己吗?
你相信这是有可能的吗?
你相信你能做到吗?
你有信心去做吗?
如果你想在5年内变得富有,并在30岁时达到20万美元的目标,这些都是你需要问自己的问题。

Invest in Self-education
I know you have a college degree, or even an MBA, but this is not enough to make you rich. School education can help you survive–maybe get a good job in a reputable firm, but this will only help you survive the Covid-19 pandemic.
In fact, in the wake of the Covid-19 pandemic, maybe it’s high time you started thinking of ways to mitigate against the effects of the pandemic like salary cuts, layoffs, and job loses.
If you work hard, maybe you can even get a mortgage to buy a house, which doesn't belong to you until you make your last payment after 15 years, maybe more, get a car loan, and take your children to good schools, but by the end of the day, you're still working for a boss who treats you like a slave.
The problem with this situation is that you'll never get out of debt, so you're gradually drawn into a vicious cycle known as the rat-race.
Self-education can literally free your mind, awaken your creative mind, make you rich, truly liberate you from debt and overdependence on employers, exalt you to be your own boss, and put you in a place where you’re happy to be.Do you know that when the rich want something, they buy it in cash? That's because they've set up a system that literally works for them, makes money for them, and buys goods and services for them when they want them.
The specific science to get rich is not taught at school, because it clashes with the science of getting rich.

# 投资自我教育
你也许有大学学位,甚至MBA学位,但这不足以让你变得富有,学校教育可以帮助你生存——也许在一家有声望的公司找到一份好工作,但这只能帮助你在新冠疫情中生存下来。
事实上,新冠疫情之后,也许你是时候开始思考如何减轻疫情的影响,比如减薪、裁员和失业。
如果你努力工作,也许你甚至可以拿到抵押贷款去买房子,这房子不属于你,直到你在15年或更长时间后还清最后一笔贷款,再拿到一笔汽车贷款,送你的孩子去所好学校,但到最后,你仍然是在为一个把你当奴隶使的老板打工。
这种情况的问题在于,你永远无法摆脱债务,所以你会逐渐陷入一种被称为“激烈竞争”[ 老鼠赛跑] 的恶性循环。
自我教育可以真正地解放你的思想,唤醒你的创造性思维,让你变得富有,真正地把你从债务和过度依赖雇主中解放出来,使你高高在上地做自己的老板,做自己乐于接受的事。
你知道吗,当有钱人想要某样东西时,他们会用钱去买,这是因为他们已经建立了一个系统,这个系统可以为他们工作,为他们赚钱,并且在他们需要的时候为他们购买商品和服务。
学校是不会教授致富的具体科学的,因为它与致富的科学相冲突。

Why?
Because our education system was conceived for a different era, and designed by rich people to provide unlimited labor supply to their industries in the economic circumstances of the Industrial revolution.
Although many things have changed, including scientific advances, and the technological factors and concepts that drive the economy, the mindset hasn't changed one bit.
Children are still taught by their parents and teachers, “go to school, study hard to get good grades so that you can get a good job in a reputable firm.”
Although those reputable firms don't exist anymore, many students still believe they can get good jobs in reputable firms.
Ironically, college fees have continued to skyrocket over the years, and you wonder why parents continue to send their children to these institutions.
In other words, the school system does not train industrialists and entrepreneurs. If you want to become an entrepreneur, you must make a major mind shift from an employee (someone who works for an industrialist) to an employer (someone who creates jobs). This requires a major mindset shift from an employee mindset to an entrepreneur mindset.
As has been suggested by some people in this thread, there are many methods to reach the goal of getting rich in 5 years. By rich you mean hitting around 200k USD (per year?) by the age of 30.
Most of the methods mentioned here can still work, but others have been overtaken by time, events, and technology.
For example, the Internet has turned our world upside down. It has literally transformed our lives in major ways never before thought possible. We utilize the Internet in practically every aspect of our daily lives from communicating with our loved ones, to ordering pizza, purchasing a television, sharing a moment with friends around the world, or getting hitched. With the Internet, you can practically bring the entire world to your bedroom.
Prior to the Internet, if you wanted to keep up with the news, you had to practically walk to the newsstand first thing in the morning to get a copy of your local edition to know what happened yesterday.
Today, with only one click of a button, the news are delivered right in your smartphone. The services are delivered to you instead of you going to look for the services.

为什么?
因为我们的教育系统是为一个不同的时代设计的,是由富人在工业革命的经济环境中为其产业提供无限的劳动力供应而设计的。
尽管许多事情已经发生了变化,包括科学的进步,以及推动经济发展的技术因素和概念,但人们的思维方式一点也没有改变。
孩子们仍然被他们的父母和老师教导,“去上学,努力学习以获得好成绩,这样你就可以在一个有声望的公司找到一份好工作。”
尽管那些有声望的公司已经不复存在,但许多学生仍然相信他们能在声望良好的公司找到好工作。
具有讽刺意味的是,大学学费在过去的几年里持续飙升,你不禁要问,为什么父母仍然继续把他们的孩子送去这些机构。
换句话说,学校系统不培养实业家和企业家。
如果你想成为一名企业家,你必须从雇员(为企业家工作的人) 转变为雇主( 创造就业的人 ),这需要从员工心态到企业家心态的重大转变。
正如一些人所建议的,有许多方法可以达到5年致富的目标,如果你说的富有是指在30岁的时候达到20万美元(每年?) ,这里提到的大多数方法仍然有效,其中一些方法已经被时间、环境和技术所取代。
例如,互联网已经颠覆了我们的世界,它以前所未有的方式改变了我们的生活,事实上,我们日常生活的各个方面都在利用互联网,从与我们所爱的人交流,到订披萨,购买电视机,到与世界各地的朋友分享某个时刻、结婚,有了互联网,你几乎可以把整个世界带到你的卧室。
在互联网出现之前,如果你想了解新闻,你必须清早第一时间跑去报摊去买一份当地的报纸来了解昨天发生的事情。
今天,只需点击一下按钮,新闻就可以直达你的智能手机,服务被送到你面前,而不是你去寻找服务。

Information is POWER.
The key to becoming rich in the 21st century is to leverage the power of information.
One thing is for sure: people who make a lot of money don’t spend a very long time in school. They spend most of their time learning a specific skill that makes them a lot of money quickly. They have no time spending years studying accounting and law, medicine, quantum physics, biochemical engineering, or nanotechnology, only to come out of college and start looking for a job that doesn’t exist. I’m not saying these subjects aren’t useful and shouldn’t be studied. Far from it. Definitely these subjects have their place in society.
All I’m saying is that the ways to make money are not rocket science.
And the key to getting rich faster in the information age, is to embrace and leverage information as fast as possible.
Before we go any further, let me impress upon you, the power of information and the technology that drives it. I recently stumbled upon a report of the 10 richest people on the planet, also known as “The $100 Billion Club”.
Ironically, 8 out of the 10 richest people on the planet, are in the Technology industry. Only 2 are in Diversified or Consumer industries.
[In fact, all the 8 richest people are directly or indirectly involved with the Internet.]
[Of the 10 richest people, only one inherited his father’s wealth and decided to diversify into other directions. All the 8 technology-centric billionaires started from scratch.]
What this means is that, we now know where to begin if we want to get rich in 5 years or less.
Now that we’ve narrowed our search, we don’t want to lose focus by trying our luck elsewhere in agribusiness, healthcare, insurance, financial services or green energy. We know that these are also profitable businesses, but they take long to grow, besides being capital-intensive.
The big advantage with technology, and the Internet in particular, is that you can start small and gradually grow your business to multi-million dollar status within a relatively short time. And you don’t have to wait until you know everything before you can start. You can apply any little knowledge you have, and literally start making money almost immediately.
The key to getting rich on the Internet is the speed of learning and how to create profitable web properties, digital assets, audiences and communities fast.
Let me quickly explain what these things are:

# 信息就是力量
在21世纪,致富的关键就是要利用信息的力量。
有一件事是肯定的:
赚大钱的人不会花很长时间在学校里,他们把大部分时间花在学习一种能让他们迅速赚大钱的特定技能上,他们不会花几年时间去学习会计和法律,医学,量子物理,生物化学工程,或纳米技术,只有走出大学,开始寻找一份不存在的工作——我并不是说这些学科没有用,不应该去研究——远非如此,毫无疑问,这些学科在社会中很重要。
我想说的是,赚钱的方法并不是什么多复杂的事。
而在信息时代更快致富的关键,就是尽可能快地接受和利用信息。
在我们进一步讨论之前,我想让你知道并一定要关注信息的力量和驱动它的技术,我最近偶然发现了一份关于地球上最富有的10个人的报告,也被称为“1000亿美元俱乐部”。
地球上最富有的10个人中有8个在科技行业,只有2个是在其它行业或消费行业。



事实上,所有8位最富有的人都直接或间接地与互联网相关。
在最富有的10个人中,只有1个人继承了父亲的财富,并决定向其他方向多元化发展,8个以科技为中心的亿万富翁都是白手起家的。
这意味着,我们现在知道,如果我们想在5年或更短的时间内致富,我们要从哪里开始了。
既然我们已经缩小了搜索范围,我们就不想在农业综合企业、医疗保健、保险、金融服务或绿色能源领域碰运气而失去重点。
我们知道这些也是有利可图,但除了资本密集型行业之外,它们需要很长时间才能成长。
科技,特别是互联网的最大优势在于,你可以在相对较短的时间内从小事做起,逐渐将你的企业发展到亿万美元级别,而且你不必等到你知道了一切之后才能开始,你可以运用你所拥有的任何一点知识,几乎马上就可以开始赚钱。
在互联网上致富的关键在于学习的速度,以及如何快速创建有利可图的网络财产、数字资产、受众和社区。
我来快速解释一下这些东西是什么:

Digital Assets
Digital assets consist of software, e-books, web applications, mobile apps, video games, tools, subscxtions, blockchain apps, and digital currency. Their values can appreciate or depreciate depending on downloads, popularity, trend, innovation, and demand.
The reason Facebook and other social networks earn billions of dollars in revenue, is because they control billions of monthly active users. For a small fee, they can allow you access to their rich database of users depending on how much money you have.
Google and YouTube earn billions in revenue through advertising from the millions of active advertisers who use their platforms to promote their brands, products and services to generate leads.

++数字资产++
数字资产包括软件、电子书、网络应用、移动应用、视频游戏、在线工具、订阅、区块链应用和数字货币,它们的价值可以升值或贬值,取决于下载量、受欢迎程度、趋势、创新和需求。
Facebook 和其他社交网络之所以能赚取数十亿美元的收入,是因为他们控制着数十亿的月活用户,只要付一点钱,他们就可以让你进入他们丰富的用户数据库,这取决于你有多少钱。
谷歌和YouTube 通过广告从数百万活跃的广告商那里赚取数十亿美元的收入,这些广告商使用他们的平台来推广他们的品牌、产品和服务,以创造商机。

Web Properties
Web properties or digital real estate, are what you might refer to as real estate in the brick-and-mortar world.
They consist of websites, blogs, Vlogs (YouTube, Vimeo, BitChute), and social media. Their value can appreciate very quickly, or depreciate as quickly, depending on various factors such as web traffic, subscxtions, audiences, and demand.
I hope we’re getting somewhere with this. Not that I’ve mentioned anything spectacular you haven’t heard before, but it always depends on the way you’ve heard it.
Don't feel overwhelmed because there's much more to learn. In fact, congratulations, if you’ve reached this section. This shows you’re serious. I’d encourage you go all the way to the end because there’s some interesting information for people who are serious.
Am afraid the Internet is evolving at lightning speed, which means we can't just ignore it, and we can’t possibly learn everything there is to learn in our entire lifetimes.
Therefore, the best way is to choose one particular niche or area of focus and zero-in on it.

++网络财产++
网络财产或“数字房产”,就是你在现实世界中所说的不动产。
它们包括网站、博客、视频博客频道 ( YouTube、 Vimeo、 BitChute ) 和社交媒体账号,它们的价值可以很快升值,也可以很快贬值,这取决于各种因素,比如网络流量、订阅量、受众和需求。
我希望我们在这方面有所收获,这些并不是什么你以前没有听说过、今天只听我提起的壮观事物,这往往取决于你以何种方式听到或解读它们。
不要因为还有很多东西要学而感到不知所措,事实上,恭喜你,如果你已经看到这里了,说明你是认真的,我鼓励你一直读到最后,因为对于认真的人来说,这里有一些有意思的信息。
互联网正在以闪电般的速度发展,这意味着我们不能忽视它,我们不可能在我们的一生中学习所有的东西,因此,最好的方法是选择一个特定的生态位(利基点)或重点领域,并开始集中投身于它。

Niching Down
Practically everything you can do in the real world, you can also do on the Internet. However, just like it is practically impossible to do everything under the sun to succeed, it is also impossible to do everything on the Internet and succeed.
Another way to look at it is that, you cannot possibly specialize in every aspect of the Internet.
Therefore choose one area that interests you, learn everything about it, and plunge right in without fear or hesitation.
One thing to know is that no matter how much you procrastinate, overthink, research, or analyze, you will still make mistakes or even fail.

# 缩小范围
事实上,几乎所有你能在现实世界中做的事情,你都可以在互联网上做。
然而,就像现实世界中做任何事情都不可能一定成功一样,在互联网上做任何事情也不可能一定成功。
另一种看待它的方式是,你不可能在互联网的每个方面都擅长。
因此,选择一个你感兴趣的领域,学习有关它的一切,毫无畏惧、毫不犹豫地投身其中。
你需要知道的一点是,无论你多肯干、多想、多研究、多分析,你仍然会犯错误,甚至失败。

Here are 8 proven ways to make money in the digital economy and get rich in 5 years or less:
1. E-Commerce
You have no doubt heard about Amazon, eBay, and Alibaba. These are the largest and most profitable e-Commerce sites on the planet. These e-Commerce sites have made their founders so much money, that they’ve literally retired earlier to pursue other interests. Jeff Bezos wants to build a community on Mars. Pierre Omidyar has practically retired from eBay to pursue other interests like news media and film production. Jack Ma has retired from Alibaba to live a quiet life in his rural home while pursuing other interests.
The Internet has levelled the playing field. Today, literally anyone can open an e-Commerce store and share in the millions of dollars being made each year in this lucrative industry.
When you consider living in a global economy, the inexpensive cost of setting up an online store, and the low transaction costs, it's easy to see why e-Commerce websites are thriving.
Selling hammocks, for example, has been a trending business on eBay, while there was a vibrant community of hammock fans on Reddit. With this in mind, you may launch an online store that sells hammocks manufactured from locally produced materials or imported from China.
Typical niche e-Commerce businesses outsource goods from local manufacturers and even as far as China, and then drop-ship them directly to customers anywhere in the world via traditional shipping and delivery companies.
Typically, an e-Commerce drop shipping business can earn 7 – 8 figures a year.

以下是在数字经济中赚钱并在5年或更短时间内致富的8种行之有效的方法:
1. 电子商务
你一定听说过亚马逊、易趣和阿里巴巴,这些是世界上最大和最赚钱的电子商务网站,这些电子商务网站为创始人赚了很多钱,他们提前退休去追求其他的兴趣爱好,杰夫 · 贝索斯想在火星上建立一个社区,皮埃尔 · 奥米迪亚已经从易趣退休,投身于新闻媒体和电影制作等其他事业,马云也已经从阿里巴巴退休,在自己的乡野之家过着平静的生活,同时追求其他的兴趣爱好。
互联网已经拉平了竞争环境,今天,任何人都可以开一家电子商务网店,这个利润丰厚的行业里,每年赚取数百万美元的收入。
你要这么思考,你生活在一个全球化的经济环境中,建立一个网上商店的成本低廉,交易成本低廉,就很容易理解为什么电子商务如此繁荣。
例如,在易趣上卖吊床已经成为一个趋势,红迪上甚至有一个活跃的吊床粉丝社区,考虑到这一点,你可以开一个网上商店,出售当地生产或从中国进口的吊床。
典型的利基电子商务企业从本地制造商甚至远在中国的制造商那里采购货物,然后通过传统的运输和配送公司直接运送到世界任何地方的客户手中。
通常情况下,一家电子商务转运配送企业每年都可以赚取7-8位数的收入。

2. Blogging
By far, the quickest way to become rich on the Internet is to start a blog. It’s not easy, however, and you need to consistently create content that a large audience are enthusiastic about. Besides, you’ll need to do it consistently for at least 1 – 2 years to start seeing any meaningful results.
However, the revenue potential of blogging is quite high. That explains why new blogs are sprouting up on the Internet each day. The trick about blogging success is to be on the first page of Google and other search engines. This can be achieved by performing search engine optimization (SEO), which you can either do yourself or hire a SEO expert to do it for you.
You can monetize a blog in various ways including Google AdSense, affiliate marketing, display Ads and subscxtions. Bloggers can earn up to 7 figures a year.
You can create your own blog for as little as a few dollars. Your blog should ideally be about something you know a lot about or are enthusiastic about.
You can also diversify your revenue by selling educational content and courses.

2. 博客
到目前为止,在互联网上致富的最快方式是建立一个博客,然而,这并不容易,你需要持续不断地创造大量受众热衷的内容,此外,你需要坚持做至少1-2年才能开始看到有意义的结果。
然而,博客的收入潜力是相当高的,这也解释了为什么互联网上每天都有新的博客涌现,博客成功的诀窍是要打入谷歌和其他搜索引擎的搜索页面首页,这可以通过进行搜索引擎优化(SEO)来实现,你可以自己做,也可以聘SEO专家为你做。
你可以通过各种方式使博客盈利,包括谷歌AdSense、联盟营销、广告位和订阅,博客的年收入可以达到7位数。
你可以创建自己的博客,只要花几美元,你的博客最好是关于你非常了解或热衷的东西。
你还可以通过销售教育内容和课程来使你的收入多样化。

3. Vlogging/YouTube
As you would expect, people are increasingly getting bored with plain text. Video (Vlogging) is the future of content.
YouTube is currently the world’s most popular video sharing platform and has become the second most used search engine after Google. Every month, there are more than a billion users who take advantage of the multimedia giant to watch videos from their favorite YouTubers.
Earning money with YouTube can be an incredibly lucrative method if you’re willing to invest the time and effort into this avenue of passive income. As with traditional blogging, you can monetize a YouTube channel in several ways including YouTube Ads, affiliate marketing and endorsements.
To monetize a YouTube channel, you need to have 1,000 subscribers on your YouTube channel. You also need 4,000 Watch Time hours on your channel over the last 12 months. YouTubers make between $3 and $5 per 1,000 video views (CPM).
Almost anyone can launch a successful YouTube channel and start talking about any topic they feel passionate about.
It's not uncommon for “YouTubers” to earn 7 – 8 figures each year.

3. 视频博主/YouTube博主 [ UP主]
正如你所期望的,人们对纯文本越来越感到厌烦,视频 (Vlogging) 是内容的未来。
YouTube是目前世界上最流行的视频分享平台,并已成为仅次于谷歌的第二大搜索引擎,每个月,有超过10亿的用户利用这个多媒体巨头观看他们最喜欢的 YouTube 博主的视频。
如果你愿意在这个被动收入的渠道上投入时间和精力,利用YouTube赚钱可以是一个非常有利可图的方法,与传统博客一样,你可以通过几种方式让你的YouTube 频道盈利,包括 YouTube 广告、联盟营销和代言 [ 带货 ] 。
要实现YouTube频道的盈利,你的YouTube频道用户[粉丝] 数需要达到1000个,你还需要在过去12个月里你的频道有4000小时的观看量,YouTube博主每1000次视频浏览可赚取3至5美元(CPM)。
几乎每个人都可以创建一个成功的 YouTube 频道,并开始谈论任何他们感兴趣的话题。
YouTube 博主每年赚取7-8位数并不罕见。

..........

未完待续

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