零售信用卡是如何偷偷地让美国购物者破产？
正文翻译
Retail credit card debt is accounting for a greater proportion of overall debt in consumer bankruptcies in recent years. A big reason is the record high interest rates banks, including Synchrony and Bread Financial, are imposing on clients after the Consumer Financial Protection Bureau tried to cap credit card late fees at $8, down from $32, in March 2024.
近年来，零售信用卡债务占消费者破产总债务的比例越来越大。一个重要原因是，银行（包括Synchrony和Bread Financial）在2024年3月美国消费者金融保护局尝试将信用卡滞纳金从32美元降至8美元后，向客户收取创纪录的高利率。
Retail credit card debt is accounting for a greater proportion of overall debt in consumer bankruptcies in recent years. A big reason is the record high interest rates banks, including Synchrony and Bread Financial, are imposing on clients after the Consumer Financial Protection Bureau tried to cap credit card late fees at $8, down from $32, in March 2024.
近年来，零售信用卡债务占消费者破产总债务的比例越来越大。一个重要原因是，银行（包括Synchrony和Bread Financial）在2024年3月美国消费者金融保护局尝试将信用卡滞纳金从32美元降至8美元后，向客户收取创纪录的高利率。
评论翻译
Retail credit card debt is accounting for a greater proportion of overall debt in consumer bankruptcies in recent years. A big reason is the record high interest rates banks, including Synchrony and Bread Financial, are imposing on clients after the Consumer Financial Protection Bureau tried to cap credit card late fees at $8, down from $32, in March 2024.
近年来，零售信用卡债务占消费者破产总债务的比例越来越大。一个重要原因是，银行（包括Synchrony和Bread Financial）在2024年3月美国消费者金融保护局尝试将信用卡滞纳金从32美元降至8美元后，向客户收取创纪录的高利率。
Retail credit card debt is accounting for a greater proportion of overall debt in consumer bankruptcies in recent years. A big reason is the record high interest rates banks, including Synchrony and Bread Financial, are imposing on clients after the Consumer Financial Protection Bureau tried to cap credit card late fees at $8, down from $32, in March 2024.
近年来，零售信用卡债务占消费者破产总债务的比例越来越大。一个重要原因是，银行（包括Synchrony和Bread Financial）在2024年3月美国消费者金融保护局尝试将信用卡滞纳金从32美元降至8美元后，向客户收取创纪录的高利率。
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